Looks excellent so far, hope I can pull this off
You want some spells TTG4? Jubal you could have but you've RP'd to have no magic ability so I guess not? Dwarves and Orcs are magicless, sorry
TTG4, you can choose some form of magic missile (lightning/fire/ice etc.) as 1st spell and a heal/cure, adventure spell or a psychic spell (confusion, distract, etc) as a second.
Feel free to make up your own and I'll either pass/fail it or edit depending on how powerful/game-breaking-for-what-I'm-aiming-for
The setting is low fantasy, no steam/clockwork or anything like that. Current fashion is to wear as many rivets in clothes as possible. In general terms humans speak with a London accent, Dwarves with Sommerset, Orcs have tusks but otherwise London, Elves with Welsh, Minotaurs speak less frequently but have a sort of Spanish twist on their words and Merfolk speak in annoying rhyme and have an inflection that makes everything seem like a question. This all may or may not be helpful but it's 'general knowledge' for the setting.
EDIT: Also for combat, give me a rough idea how you want to handle the situation when it presents itself then I'll roll vs your stats and relay the outcome with as many flourishes and embellishments as possible...Unless it's not your RP, I'll do what I think fits the style
EG. Tom: 'Hadrada is tired of the little girls excessive talking, the pitch of her voice is grating. Hadrada rushes towards her with the intent of decapitating her *with his double headed axe*'
Jubal: 'Eustathios feels the need to protect children, *as always*, and tries to throw a rock at Hadrada'
TTG4: 'Elarta the Gardener tries to cower in fear' (joking)
The Khan: 'Faolan, having just agreed with himself that in fact the girl was probably posing as a demon rushes towards her with the intent of picking her up and casting her into the nearby river'
Starred bits are important context for me,(Don't star them yourself, I'm just emphasising the kind of extra detail you can add), Jub would get a bonus because it's an emotion he is familiar with and so is calmer whilst performing it. Tom gets a bonus as he's familiar with the weapon. Khan acts last as he's been 'zoned out' and Elarta might actually surprise himself by quickly reacting to the situation and standing ready to be first onto the scene with whatever happens in the aftermath of this particular event, e.g. little girl is part of a bandit ring who jump out of the bushes, Elarta would be the first slinging the magic missiles/punching the crap out of someone